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State Farm

3.0
242 complaints

Address

One State Farm Plaza , Bloomington, IL, 61710

State Farm customers report widespread frustration with unresponsive agents who fail to return calls, significant delays in claim processing (often lasting months), and disputes over inadequate claim payouts. Additional complaints include billing errors, policy cancellations without notice, and unprofessional behavior from staff members.

Common Issues

40% (76)
no return callscan't reach agentleft messages
30% (57)
claim deniedwaiting monthsno payment
20% (38)
insufficient paymentlowball offertotal loss dispute
15% (29)
incorrect billingunauthorized chargespolicy cancelled
15% (29)
rudeunprofessionaldisrespectful

Complaints

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Robyn Casj

Apr 4, 2016
0

On Feb 24,2016 central Va suffered a tornado. I was one of the lucky ones but I did have some roof damage. I have been a costumer for almost 30 yrs and never had a homeowner claim. Its been almost 6 weeks later and I'm still waiting. I did have 1 adjuster come out and took look at the damage. When he was there he told me he thought I called just replace some of the shingles maybe a 100 or more? I told him I didn't want a mix match roof...he told me don't worry people don't look up.

The storm took my ridge cap off...he told me i didn't need one of those anyway. It was on my roof before...then why I'm I paying insurance on it. Then when they called my son was having surgery and didn't answer the phone, they close my claim. This has happened to me 3 times. It is very frustrating. I am still…

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Connie E. Gilchrist

Mar 27, 2016
0

I have been with State Farm since the mid to late 80's with different agents over the yrs. I'm now with an agent I've been with since early 2000's. I have a history of no more than 2 or so accidents over the years.

And I cannot understand why my insurance goes up every yr. 75. Thinking that would be my rate. 83. 77. why is this happening, is my account number right or what. Please review my acct. information, as I'm on a fixed income and have been with the State Farm Family for 30 plus yrs.

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Carolyn Thompson

Mar 17, 2016
0

As you can see I was involved in an accident. My complaint is they paid Latacia Pruitt. I have tried to talk to someone in all the depart and they say they can't talk to me. Latacia did not file the claim. I've just started to look for an attorney because state farm has shut me out of my own claim and paid my daughter which have LIED AND TOOK the money. I was getting my paper work together and notice that all the texts from Darwin Franklin and the forms sent by Pam had been deleted out my computer. After contacting Google customer service they had me call an outside company that could retrieve all my email. When I called (888)551-2881 they said there was a virus planted in my gmail and it had to be state farm because it the only mail missing.

So for over 2 hrs today we were online and…

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Kimberly Whitley

Mar 8, 2016
0

I have been with state farm since 2010 and the agent that I have was terrible so I change my agent.

Second I found out that someone decided to but my daughter on my policy and did not ask me my daughter had her own policy and by them doing that my premium went up. Here is the problem state farm don't have the right to change my policy without my permission and I did not give my permission also I spoke with my agent and

no gave them the information so my policy need to be put back like it was and the price on the premium put back. 00 at all and I will not pay my premium until it fix no has the right to put another driver on my policy unless I say its ok.

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Evelina

Mar 1, 2016
0

My car caught on fire while it was parked on Jan 21 22016 I reported the claim the same day. State Farm claim representative it have been given me the run around. Thee different estimators have checked the car. Jullie Zeller the State Farm representative is mishandling my claim. She have been making fouls statements and not answering any calls. As a customer and a policyholder I truly believe that she is not looking at this claim thoroughly.

State Farm kept the car for more than a week in a salvage storage and after decided that was no fire on the car. Mean time I have witness that put out the fire. After I was asked from State Farm to pick a shop of my choice to estimate the damages of the fire, they decided to send partial payment. Although the estimators said that the car was total…

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Rhea

Mar 1, 2016
0

I recently switched to State Farm because the price they quoted me for my premium was less than what I was paying currently. I paid for half my premium upfront. When I went online to check my account it said it was still in the underwriting process. I called and the rep said sometimes it takes a couple of days. I checked back a week later and realized they raised my premium without telling me. Had I known that my premium was so expensive I would not have switched or purchased that policy.

I called State Farm customer service to cancel and to find out why I was not notified that my premium would be increased. The rep I spoke to said he would cancel and refund my money. It has now been two weeks and 6 phone calls later. I have not received my money and I recently found out the rep only…

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Stephanie M. Verlander

Feb 18, 2016
0

I love my agents here in El Paso Texas; however, the claims department with State Farm is horrible! I am so upset I don't know what to do anymore. My accident was a nightmare in itself, but dealing with claims service and slow slow, slow actions and contact it has really been even more so a LIVING NIGHTMARE. My claim took weeks to handle. I had trouble getting anyone to even call me back in timely manner, the payoff was so slow and hasn't even received my lien holder yet, nor has EPTFCU even heard from State Farm.

My payoff amount with my credit union was good up to 2/13/16, and here we are at 2/18/16 and not one penny has reached my lien holder. I'm struggling as it is and now because things were not handled in the due time frame which was set between you and my bank, I am stuck yet once…

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Dan Immergluck

Jan 23, 2016
0

I have been a customer of State Farm for 25 years. A few weeks ago we filed our first homeowner's claim in those 25 years when a plumbing leak dripped down to the first floor and caused damage. The company’s response has been atrocious. It took me hours to get through to claims. Then the adjuster who came clearly did not know what he was doing. Then I emailed them a copy of the plumber's report that clearly stated that to fix the plumbing leak that caused the damage, the bathroom would need to be "torn up."

The company denied the claim, other than $300 above my deductible. (The cost to repair would be more like $15,000-20,000.) Mr. Ken Jones, a manager in claims in Chicago, said that they would only pay for work that was necessary to fix the leak. I replied that this was all I was asking…

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Guy

Jan 21, 2016
0

Today I received notice that State Farm was cancelling my home owner insurance after 32 years. The reason was to many claims in 32 years. I can count four 3 storm and 1 vandalism. State Farm has all my of insurance, home, auto, boat and life.

I guess they don't want my money. Because now I will take all of those policies and go elsewhere.

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Diane Falke

Dec 24, 2015
0

My car is paid for, the car is registered in my name only, I have had insurance with State Farm for years. I was married on December 5th, of this year. I called my agent to change my name, and it was said that my husband had to be registered to my car.

I am not happy with this. I called my agent in California who has my insurance on my condo. She said that I could have my husband exempt from the policy. I'm living here in Mesa, Az. My insurance agent said no. Who's right?

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Marissa kline

Dec 16, 2015
0

I was in an accident may 18, 2015. My State Farm claim is still open for reasons unknown. I cannot get a hold of the claim adj-always get his voicemail (Matthew Stambaugh), they will only contact me by mail and so to top it off I received a letter today after my first big complaint last week on their website. The letter states; "to make me aware the Ohio statute of limitations expires May 18th, 2015"; which is the the same day as when my accident happened. I don't understand this? I was not at fault for this accident and have had more then enough trouble with all this. My car was taken in for repairs and 4-5 months later seen it wasn't done properly: paint is chipping off and/or rubbing off already. I'm still having troubles with the alignment and my wheels.

And this is the worst part: I…

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Robert Grandaw

Dec 3, 2015
0

I rate the Company and my experience with State Farm over all the years I have been a policy holder as excellent. My complaint is just one of irritation over the attitude of my agent in Shelton, WA, Malanie Bakala. Some months ago my auto insurance increased by close to $60 and I complained to my Melanie Bakala that I thought it excessive and now my be the time to look for another insurance company. She replied to go right ahead as that may be the thing to do.

Today, Dec. 3rd, I received my Home Owners Policy statement and it indicated the payment was to be made by the Mortgagee which is not the case. I phone the Mortgagee and they said they did not authorize the billing to go to them and furthermore, they do not have any fund from which to pay insurance or taxes. They advised me to call…

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Shannon Chapman

Nov 20, 2015
0

I have been trying to change my coverage online for the last 2 months. I finally received a call back from an agent on Monday 11-9-15. She apologized to me and let me know that she would be processing the change right away and was sending me a confirmation of the change that day. That never happened.

My husband contacted our local agent today 11/20/15 pretty upset to express his disappointment. The purpose of his call was to get things resolved that day and he didn't feel as he was getting anywhere with the agent. She never apologized or took responsibility for what had been going on.

That pissed my husband off. He said a few things that where inappropriate but not one time did he make any threats. The agent said that she no longer wanted to conduct business with us and would be…

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robbyn ferris

Nov 17, 2015
0

I phoned the customer call center for State Farm. I was put on hold. The agent promised to call if disconnected. After 2 minutes state farm disconnected. The agent did NOT call. I re-called state farm. The 2nd agent promised to re-connect. He did not. Wow! Very sloppy customer service.

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Karen

Nov 15, 2015
0

We have been a customer of State Farm Insurance for our cars for over 35 years and have found their service to decline during the past few years. There is lack of communication and much delays in responding back to our inquires.

We filed a claim back in March 2013 when we were hit by a car that backed up on us and since that time there has been very little progress in terms of finalizing the case. State Farm has claimed that the case was preposterous in that the person who hit me was at fault; therefore, State Farm has continued to try and pursue the case with Geico and has hired any attorney to follow up with this case.

In the meantime I gave a verbal testimony via the phone (in Southern California) and six months later they claimed that the phone recording was not valid and unable to be…

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Brian Deasy

Nov 3, 2015
0

I just received a letter of inquiry from State Farm Ins. Company. It is insulting that you question my honesty. I have FOUR vehicles. All insured with State Farm for many, many years. My home insurance is also with your company.

I receive a letter asking about the mileage on my 2012 Mercedes. I enter the guess of how many miles I will drive it and then put in the actual mileage now . I presume that is so you all can check it next year to see if I drove it enough or too much.

How about NONE of your business. Talk about "BIG BROTHER" watching. Do you all think you are the CIA or what? I am a single 72 year old widow that has 4 cars. I have a 1991 GMC (25 years old)that has 74000 miles on it, insured with you also and yet I do not receive questions about the mileage.

Nor about my Subaru or…

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Kelly Laign

Nov 3, 2015
0

We rented a car on November 2nd from Hertz, here in Canton Ohio at the Whipple location, a 2015 Nissan Altima, drove the car for a day and realized the heat didn't work in the vehicle so we contacted the location they we rented the car and was informed that they did not have another full size car(by there standards) at the location.

So we were informed that we could get a compact car from this location and we explained that a compact car would not work for us due to we have an elderly person that would be getting in and and out of the vehicle and it would be to hard on her.

The young lady informed us that we could go to a different location and pick up a car in the next town, so i contacted the corporate office and explained to them that we could not go that far and pick up the vehicle so…

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Mabel Katherine

Oct 8, 2015
0

My State Farm Agent, Caldwell Dunn, did not submit my roof replacement information which I gave to him at the end of February 2015 in a timely fashion to the home office and yesterday the home office cancelled my homeowner's insurance policy. My next course of action is to call the Complaint Line and the CEO!

I have been a State Farm Client for over 30 years and my service was excellent when Charles McCreary was my agent. Charles was a perfectionist and did a wonderful job and so did his office staff. The two agents, Kelli Smith and Caldwell Dunn, whom I have encountered after Charles' death have been irresponsible and unprofessional.

I am a very dissatisfied State Farm Client as of today! There is much more to this situation which I need to discuss with a customer service representative…

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Alice McCloud

Sep 3, 2015
0

June 2015 My husbands ford focus was involved in a chuck hole incident as well as flooding which fried the computer system in the car. We filed the claim and after moving through the process of determining why it was un drivable discovered that the transmission was involved.

We were first told that that the transmission could only be removed with our permission. 30 minutes later, the decision was reversed and the adjuster said to take the transmission out. The Trans was removed and found to be damaged , cracked seal which leaked fluid.

We referred back to a former claim of a rear end collision . No claim was found. Then the claim was found. the car was 2 years old with 167000 miles , known by most car owners as minimal milage.

SF refused to fund the transmission replacement. Why would a…

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Connie Atha

Jul 14, 2015
0

Flood Insurance problems are common with State Farm it seems. Here is my complaint letter. After asking for my insurance to be transferred from Eric a few years back, Eric kept my flood insurance. FEMA has requirements in filling out paper work to lower your flood insurance.

Working between FEMA and Eric was frustrating. Eric would not get the requested paper work into FEMA. After the last request to fill out a certain document, he told me it was taking up too much of his time and transferred me to another agent.

The requested document was sent in to FEMA blank with his signature on it. Now I have to start all over with a new agent. I am like a good neighbor.... I tell everyone not to use State Farm!

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Brenda Granison

Jun 26, 2015
0

We were rear ended on 7/22/14 by a drunk driver who fled the scene and totaled my Lexus. State Farm was our insurer for over 23 years. They insured my house for 21 years and 3 cars with full coverage.

We called the police immediately. They came to the scene and took our information and the witness who saw the accident information. We went immediately to the hospital. We called State Farm and told them what had happened. We were able to take a picture of the license plate of the drunk driver who fled the scene.

The Sheriff told us the guy had whiskey plates. The Police did not go after the guy not that day or any day. We were sent a letter to our home stating that they sent the drunk driver a letter asking him to call the police about the accident.

This letter was bizarre because it was a…

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Pearlane Reid

May 30, 2015
0

Agent unprofessional messed up my payment plan by having by premium deducted from my checking acct caused me to get a cancellation notice tried to find out the problem all I could get is I don't know called the corporate office talked to someone I thought had taken care of my problem I was told that agent did nor reinstate my payment plan from March of 2015 ( at that time I was having another problem) was told that a payment who be taken out on 5/20/2015 I would get another cancellation notice at which time another premium payment would be taken out and then I would be back on course none of that happened all a LIED.

5/29/2015 called by agent twice no return went to the office at which time I was told no payments have been taken out went to my bank talked and cried with Sue ( my husband…

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Leon Alexander

May 22, 2015
0

I was involved in an accident last year, where I was ran off the road. It was the other driver's fault. My car flew through the air over 10 feet and landed in a ditch approximately eight feet below the street. I was driving a 2014 Infiniti convertible. State Farm did a poor job assessing the vehicle and never asked about the accident.

Instead of totaling it out, they paid 28K in repairs after it was in the shop for four months. Since then, it has been in the shop for over a month because a bracket that raises and lowers the top was warped, which brought the total to 31K. I think the car is unsafe to drive because the seat moves at the frame and knocks on turns above 15 mph. I am terrified it will rip out if I got into the smallest accident. Infiniti has had trouble getting them to…

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LLynn

May 17, 2015
0

State Farm Insurance Murfreeboro, Tennessee will start deducting money from employees paid check per State Farm survey.

In 2014 Murfreeboro, Tennessee, State Farm Insurance Headquarters’s did a survey and decided that their employees where being paid more money than the national average. In the past, this was a company who encourage the employees to get their licenses, etc to exceed and climb corporate ladder.

Starting August 2015 employees paid checks will see the first deduction over the survey amounts.

Example: If the Level before survey paid 25,000.00 and then survey said it should be 20,000.00. There is a 5,000.00 difference. In 2015, 2,500.00 would be recalculated from pay check and employee would receive 22,500.00 per 2015. Then in 2016 the next 2,500.00 would be recalculated,…

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Joshua Sutton

May 11, 2015
0

I called and canceled my policy because I switched to a different insurance company. 00 NSF fee. Then, a week later, they pulled the payment again. When I contacted my local office again they then informed me that they would put in a refund request but I would still have to pay for the week of coverage due to my payment date being a week after my coverage date that no one informed me of.

00 for coverage I didn't need because I was already covered by my other insurance company. I would appreciate getting my money back.

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David rezendes

May 4, 2015
0

Called them to ask if my daughter's truck could be insured under my policy. I specified that the truck was registered out of state. I was told they could do it as long as it she was listed as an occasional driver.

So I renewed the plates spending about $100. Called to start the insurance and was then told they couldn't do it. The agent then became extremely rude! Time to drop these idiots!

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Dorothy Davis

Apr 30, 2015
0

I had purchased home insurance with State Farm Insurance about 6 years ago. The home was my mother's home and I lived with and cared for my mother, she has since passed. When I purchased the policy from Chris Gaudet in Lake Charles, La, I went to the office without my mother, I had the payments automatically withdrawn from my checking account each month and there was no problem.

Someone from the company recently called me to ask about putting my auto insurance and home insurance together and at that time I did explain that the home was not in my name but my mother's and she had passed. Now there is some settlement damage on the rear of the home, I called and sent a photo to the agent to see what I need to do to repair this and was told that I need to get a contractor to give me an…

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dawna radd

Apr 24, 2015
0

One of your agents knowingly bonded a convicted felon who did jail time for stealing over $20,000 from banks in Doylestown, PA. He did this even after we showed him her certified conviction papers from the County of Bucks. We have been told by your underwriters at State Farm that the bonding coverage is null and void because a convicted felon can't be bonded.

I need a name and address of someone who can handle this so we can send the Certified Conviction papers from Bucks County to them so they can see for themselves.

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Pamela G Lowery

Apr 21, 2015
0

This is not an accident complaint. My Mother passed away last Sept. 2014. I took the death certificate to her agent which is mine as well. I'm making payments on the truck she had at the time of her death. First Citizen bank has been notified. As long as I keep the insurance up-to-date and the payments, no problem. I have two statements form State Farm - one is Jan to July 2015 on the 2010 Toyota Tacoma truck which is for $488.06 Acct # 1302368227. Which states premium paid $488.03. Now the next statement same truck, same payment plan # and I owe $ 584.77 Jan to July 2015. Jan. I paid 193.41

Feb. I paid $201.52 March I paid $185.64 April I paid $185.64. Total of $766.21 as of April... I HAVE OVER PAID MY PREMIUM NOW WITH 3 MONTHS TO GO. PLEASE LET ME KNOW WHAT IN THE WORLD IS GOING ON....…

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James H. Fazio

Apr 20, 2015
0

I have had my townhome insurance with State Farm since 2004. I had some questions on my policy and coverage and was calling since 8:30 am this morning 4/20/2015 which the business card they open. They would not answer the phone and kept getting a recording. m.

The girl in the office was rude and defensive and lacked professionalism. Her attitude was not what I expected from a State Farm representative. She said I didn't have a policy according to her records, and that was incorrect. I finally told her I was going to go to another company and this was no way to run a business.

" I'll never ever do business with State Farm Insurance again and using social media to spread the word about this company. Buyer beware! Des Moines, IA. 50317-3750 Phone number 515-266-8888

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Terri Pope

Apr 19, 2015
0

In February, I met with my State Farm agent, Patrick, who works for the State Farm office in Bethel Park Pa. I asked Patrick to please change my payment date, and he wrote it down and said he would. When my payment for March was due I was expecting it to come out of my checking on my new date and instead it was still taken out of my checking account on my original date.

I received notice from my bank that I was over drafted by $500, this was due to State Farm taking out my payment. When I called the State Farm Office, I explained what happened and I got an email from Patrick apologizing for this happening, and that he does remember me asking to change the date but he forgot.

Then Patrick said he would be sending a gift card for the inconvenience and it has been over a month and I did not…

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d weiss

Apr 18, 2015
0

I am totally disgusted with state farm ins. One of their insured hit my car over a month ago, yet I had to go trough 15 diferent people, who always gave me different answers. whom as per the police officer who filed a report, said that she should not be driving, due to her age and medical problems, and would refer the report to the chp for an evaluation.

To treat a disabled veteran this way, well I only hope their CEO sleeps good at night. He must, probably make 20 million a year plus perks. All I have to do is read ALL THE COMPLAINTS against state farm ...

huge complaints, I will tell all my friends never to use state farm and to look up the complaints.

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Regina

Apr 15, 2015
0

I received a cancellation notice for my Homeowners insurance on April 13,2015 because I had 3 claims in 5 years. THAT IS WHY WE PAY INSURANCE! I have been with State Farm 30 years and this is how you treat your loyal customers?

State Farm is going to lose a A LOT of customers!

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jan stevens

Apr 11, 2015
0

They had an underwriter go through my insurance after a no fault recall accident. And fix my accident and to their advantage cancelled me they put tire damage as four separate claims and hail damage as collision. I had a home a business two vehicles and a motorcycle w them plz look at my file or I will file a claim w board of insurance immediately!

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Bob Ravoni

Apr 9, 2015
0

I contacted my agent Rodney Stevenson in or around Dec that I was going to purchase a used car and keep it at my sons house because of space issues at my town house. Having 2 street rod an Acura & new Ford.

This was told to my agent before I purchased the Chevy Traverse. 25 for the insurance. I also told them I was sure my son & daughter in Law would be using the car. 19. I have been in constant contact with this office and Mr Stevenson refuses to return my call and his office is no help.

Any help you can be would be grateful!

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Ana Rueda-Garcia

Apr 2, 2015
0

I have been a customer of State Farm all my life since I arrived to the United States 39 yrs. ago. I lived in Bloomington, Illinois as I understand the house of the company and at that time I went with the business close to home. I have stayed with it while I moved around the country. When I moved to Nashville, Dr. Rena Elzy introduced me to you as recommended to continue with State Farm and your office in GreenHills. The reason to write you this email is to ask what would it take for State Farm to replace the roof of my house. I have requested evaluations after rough weather and that I noticed leaks in some places as well as missing pieces at the end of the roof.

These companies indicate that there is a need to change the roof but when I requested the person from State Farm to come they…

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Kenneth Berry

Apr 2, 2015
0

At 9:01am March 19, 2015 I called State Farm Las Vegas Agent and notified them I was requesting immediate cancellation of my policy and cessation of automatic payment plan. The agent confirmed my request and asked that I have new insurance provider verify coverage. Which I did.

On March 22, 2015 when I had not heard I called again and ask status of stopping automatic payment withdraw from my Bank. Person I talked to said info from new provider had been received but no action had been taken at that point.

I consider this poor business practice. On April 1, 2015 in checking my online bank account found State Farm had process a payment withdraw even though my policy was cancelled.

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Donte Massey

Mar 28, 2015
0

00 a month for so I contacted state farm, and state farm is telling me that they cant find my policy information and that I am not covered at he moment but they have my money the rep. 00 and now when I am in a dieing emergency I cant get help he got frustrated and hung up on me very unprofessional and iv been thru so much I really don't appreciate how he suppose to be there to answer all my question and

help me as best he can and that didn't happen very rude and hes not he only one there was one other lady before him just as unprofessional as he was I would appreciate it very much if someone can give me call and take care of my issues please!

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Don Greene

Mar 17, 2015
0

Filed a claim for foundation problems. First, problem some how it was reported i had roots growing in my plumbing system, which I never reported. Secondly, I was transferred to several different claim adjusters. Finally, ended up with Felipe Farias. He was rude to me and used racial slurs towards. I knew then I was in trouble. Then they hire quarter moon to do an inspection on my plumbing. They found evidence of leakage but no roots in the lines. So , they hired Oscar from Lara engineering firm to do a study. Now, I have no copy of any of these reports or studies.

Based on what Rene in the team office is telling me because Felipe or his supervisor will not talk to me. Informed the engineer felt it was no due to the leakage but something to do with foundation movement. How much leakage can…

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Carol Gatlin

Feb 13, 2015
0

The whole experience started off on the wrong foot. Once liability was established, the claims reps became very rude and disrespectful to me. I am the victim, their client ran into my car. They started off lying to the repair shop-adjuster did not leave a copy of their estimated damages. Once repairs were made, check for their estimate was sent to body shop ($322.15) less than body shop estimate. Since then, communication barriers were in place....shop waiting on payment-State Farm requesting itemized bill----shop won't release car until payment received----State Farm won't release supplemental payment until request is received.

This back and forth went on for several weeks until I was tired of the stress, and told the body shop I would pay them---my car was released on Mon. Feb. 9, 2015…

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James Peponis

Feb 6, 2015
0

I bought a new car and the dealer called state farm for coverage. They said that the car cannot be released from dealer in Michigan without insurance. So the dealer released car to me after the contact with state farm therefore car had to have insurance.

Guess what 30 days later I had accident and called state farm was issued a claim number. I sent the car to be repaired and state farm refused. They began stating no insurance was present on the vehicle. That's not possible in a new car in Michigan by law.

When it's bought it cannot be released to new owner without insurance!

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JC

Jan 26, 2015
0

North Carolina has an aggressive Rate Bureau, which keeps competition and rates happy. State Farm has, over the last few years, steadily increased homeowners' premiums. As of this year, having never filed a claim, I now am going to cross the legal premium limit amount by $1.

To do that, they force policyholders to sign a "Consent to Rate" form. Once signed, they can then charge up to 250% of the original limit, for all time.

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Deborah Miller

Jan 21, 2015
0

On 12-13-14 my vehicle was hit and totaled by a State Farm insured. I called them on 12-15-14 and was told they needed my vehicle taken to shop which we did. The shop then assessed the damage and said it was a complete loss.

I called State Farm again and was given a settlement figure which I accepted. The next day State Farm sent IAA out of Kentucky to pick up my vehicle. This was approximately 2 weeks after accident. Not sure b/c I wasn't notified.

I went to get my tags and it was gone. I have called and talked to everyone except the claims rep who never answers her calls or returns them. I have been told that the PO Box was not a valid address and it was returned (my power bill goes there with no problem) So I gave them my second home address and they said it was being sent out that…

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